SSST Professors


Elma Agić – Šabeta, PhD

Industry Expert


Elma Agić Šabeta holds PhD degree from the Faculty of Economics, University of Sarajevo, (2015), MBA Degree from European School of Business, University of Reutlingen, Germany (2005) and BSc from Faculty of Economics, University of Sarajevo. Since 2002 she has held various leading positions in the Finance divisions of HVB bank, Unicredit Group and BBI bank in Sarajevo. In parallel, she performs duties of Program Director of Sarajevo Business Forum since 2015. She has been engaged as a lecturer at the Sarajevo School of Science and Technology in courses Money and Banking, Introduction to Finance and Understanding Business. She has published papers at international conferences and journals and main research interests include financial markets, asset management, risk management, risk modeling, life insurance, and banking.

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  • 2015 – PhD, Economics, University of Sarajevo, Bosnia and Herzegovina  
  • 2005 – MBA, Reutlingen University, Reutlingen, Germany
  • 2002 – BA, Economics, Universty of Sarajevo, Bosnia and Herzegovina


  • 2017 - present – Head of Planning & Controlling Department, Bosna Bank International, Sarajevo, BiH 
  • 2015 - 2017 – Head of Project Management Office, Financial Consulting, Program Director Sarajevo Business Forum, Sarajevo Business Forum/Sarajevo Halal Fair, Sarajevo, BiH
  • 2008 - 2015 – Head of Strategy, Bosna Bank International, Sarajevo, BiH
  • 2007 - 2008 – Team Leader for Segment Reporting/Business Analyses, HVB Central Profit Bank, UniCredit Group, Sarajevo, BiH
  • 2005 - 2006 – Project Manager for Accounting/Controlling in a transformation project of Nova Banjalučka Banka, Banja Luka, BiH 
  • 2002 - 2008 – Head of Controlling Department, HVB Bank Bosnia Herzegovina, HVB Group, Sarajevo, BiH  


  • (2017) Portfolio Insurance as Risk Management Tool, UTMS Journal of Economics
  • Bukvić A., Agić-Šabeta E. (2016) Banking sector in Bosnia and Herzegovina: Trends 1945 -2015 and Outlook in Bosnia and Herzegovina, book chapter, Law, Society and Politics, International University of Sarajevo
  • (2016) Constant Proportion Portfolio Insurance Strategy in Southeast Europe, Business Systems Research Journal
  • (2015) SWOT Analyses of Life Insurance Industry in Bosnia and Herzegovina, conference proceedings of the 18th International Symposium, Challenges of Business Environment, Neum, Association for Auditors and Accountants of Federation of Bosnia and Herzegovina
  • (2015) Life insurance companies as institutional investors in developed financial markets and regional markets, conference proceedings of the 26th International Meeting of Insurance and Reinsurance Companies Sarajevo - SORS 2015
  • Šain Ž., Agić. E. (2010) Asset-Liability Management of Life-Insurance Companies in Southeast Europe, conference proceedings of the International Conference of Economics ICES 2010, University of Sarajevo, Faculty of Economics


  • Konrad Adenauer Foundation scholar 
  • The Fund for American Studies scholar 


  • Financial markets
  • Asset management
  • Risk management
  • Risk modeling
  • Life insurance
  • Banking
  • PhD, Engineering, University of Warwick, United Kingdom
  • MSc, Faculty of Electrical Engineering, Sarajevo
  • BSc, Faculty of Electrical Engineering, Sarajevo

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